XRP Price Outpaces Bitcoin and Ethereum: Here's Why
Ripple (XRP) has had one of the most spectacular comebacks in crypto history. The digital asset, once considered “dead money” after a lawsuit with the SEC, is now up 370% year-to-date, trading around $2.85.
This performance outperforms both Bitcoin (BTC) and Ethereum (ETH), which are up 167% and 76% respectively by 2025.
Price and Profit Comparison: January 2024 – September 2025
Clarity Between Ripple and SEC Sparks XRP Price Surge
Ripple’s lawsuit against the SEC in late 2020 was seen as an existential threat. XRP’s price plummeted from $0.50 to $0.17, and many US exchanges delisted the token.
That changed in 2024, when Ripple reached a favorable settlement. The court ruled XRP was not a security , ending years of uncertainty.
“This is a turning point,” said Edino Fina, co-founder of Alpha Lions Academy. “Without the regulatory cloud, institutional money feels safe to invest in XRP. The market has revalued the coin almost overnight.”
Institutional Ripple Adoption Drives Momentum
Following the legal victory, Ripple has established new partnerships, most notably with BNY Mellon , the oldest bank in the United States. Several companies have also disclosed more than $1 billion in XRP reserves, a sign of growing institutional confidence.